Wireframe Challenge

This has been the exercice I enjoyed the most ! I guess I’m more into the design process than the researches part. I didn’t face any particular obstacle but I have a question about the task : when…

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Chapter 7 bankruptcy candidate?

Chapter 7 bankruptcy candidate?

I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.

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How do you get a free credit report without signing up for a free trial with the company?

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What type of cash flow can I expect to get for my family of 5 if I file CH 13 bankruptcy?
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Does USAA online auto loans require proof of income?
I applied for a USAA auto loan and I got approved. (I’m only 18 so I’ve never done this before) I filled out the online paperwork and it says I’m all set to buy a car. I’m the beginning it asked me how much I made but never asked for a verification. Will I be asked at the dealership or do they just go by word of mouth. If I do need to bring proof of income what do I bring? Two pay stubs or is one fine?
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What’s a apr rate with a credit score of 704?
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#repost

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How can I find out what my credit score is?
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Anyone ever heard of Oak View Law Group for Debt Consolidating?
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How to get Loan on BDA site.?
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I have a few payday loans out and i really cant afford to pay them back right now what should i do?

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How can I check my credit?
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#repost

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How do I register a car if the bank holds the title?
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#repost

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#repost

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Can I pay my auto loan up for 7 months?
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With bankruptcy in the record how or where can I finance a 160.000 dollars truck.?
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Who is the cheapest Bankruptcy lawyer in Milwaukee?
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I need to refinance my auto loan and need advice! Help?
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Where can I get a FREE credit report?
Where do you go to get all three credit reports for FREE? I am looking for the reports with detailed information that I can print off. Thanks!
“Chapter 7 bankruptcy candidate?

I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.


“”. From net earnings of $740 per month, Ginger Elliott must spend $200 for her portion of the rent on an apar””
. From net earnings of $740 per month, Ginger Elliott must spend $200 for her portion of the rent on an apartment she shares with two friends. What percent of her net income is her rent payment? A. 27 percent B. 32 percent C. 38 percent D. 73 percent 10. John Davis makes $9.75 an hour. He works four hours on Monday, six hours on Tuesday, five hours on Wednesday, five hours on Thursday, and seven hours on Friday. What is his gross pay? A. $132.70 B. $174.20 C. $263.25 D. $269.98 11. Victor Malaba has a net income of $1240 per month. If he spends $150 on food, $244 on a car payment, $300 on rent, and $50 on savings, what percent of his net income can he spend on other things? A. 300 percent B. 64 percent C. 43 percent D. 40 percent 12. John and Mary Billings own a condominium with an assessed value of $110,000. If the tax rate is 25 mills per $1.00 of assessed valuation, how much tax do they pay? A. $2,750 B. $1,840 C. $1,420 D. $1,200 13. Moneys taken out of a salary for such things as taxes, medical insurance, and retirement funds are called A. contributions. B. commissions. C. deductions. D. exemptions. 14. The gross income of Ginger Hughes is $215 per week. Her deductions are: $15.16, FICA tax; $29.33, income tax; 2% state tax; 1% city tax; and 3% retirement fund. What is her net income? A. $57.39 B. $157.61 C. $170.51 D. $202.10 15. Henry Devine bought a new dishwasher for $320. He paid $20 down and made 10 monthly payments of $34. What actual yearly interest rate did Henry pay? A. 14.55 B. 29.09 C. 34.38 D. 68.75 16. The letter of application is intended to A. find out what the prospective employer has to offer. B. remind the prospective employer of your recent interview. C. outline your value to a prospective employer. D. accompany your portfolio. 17. Suppose your bank honors a check for which you don’t have sufficient funds in your checking account. This action means that you’ve arranged beforehand for a/an A. overdraft loan. B. personal loan. C. mortgage loan. D. installment loan. 18. What is the reading in kwhr of the electric meter shown in the exam figure below? A. 0631 B. 1641 C. 1732 D. 9742 19. Jim paddles from one shore of a lake three miles wide at 4 mph, and John paddles from the opposite shore at 5 mph. How long will they travel before they meet? A. 20 minutes B. 27 minutes C. 1 hour, 24 minutes D. 3 hours 20. If three bags of birdseed cost $14.16, how much will 14 bags cost? A. $30.34 B. $33.71 C. $66.08 D. $70.80"”
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Can a creditor send a debt after bankruptcy?
I just got discharged from a chapter 7 bankruptcy. All my creditors that were on my credit report have been discharged. A creditor for an account in 2005 has sent me a notice to collect. It was not discharged because they did not put it on my credit report for 2010. Can they still collect?
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“”How long after a Bankruptcy, can you apply for a home loan?

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Can order pizza from Domino’s and pay half with my credit card and the other cash??
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#repost

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How many credit cards is a good amount to have?
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How can I check my daughter’s credit report?
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Can you junk a car that was included in a Chapter 13 Bankruptcy?
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#repost

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I’m under 18. What is the easiest way to get fraud items off credit report all at once? READ B4 ANSWER HELP!!?

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#repost

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“”Is $15,000.00 a good down payment on a 250,000 house?””
wife makes 15,000 per year does that help alittle bit?””
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Ok so I would like to find out my credit score?
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Where is a good place for Quick Online Cash Loans?
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What happens if i stop paying my car loan?
I have a auto loan and no longer want to pay for it. My credit is already ruined and I dont have to worry about repossesion because I now live in Mexico, My real question is what happens legally? My tag is current for another year. if i have not paid and they are in repo mode but cant get it, do i have to worry if i get pulled over for a traffic violation? I am of course talking about if i cross the border and drive in the US. or is this like a credit card that just goes to collections and endless debt collectors?””
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Payday Loan Debt Is Killing Me! Tips Please!?
Is it better to let them sue me. Will that stop the outrageous interest rates. I only have one loan remaining but it will take 5years to pay off. After I get paid I barely have money for groceries. I had to get a second job and use food pantries. So paying more than the min. is almost impossible. I have learned my lesson I will never borrow money from anyone again!
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#repost

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#repost

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Is a 4.5% apr good for a 30k auto loan?
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What is the website address to get a free credit report from the government?
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Can I get a loan for 12K with a 650 credit score?

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Is this one of tricky auto loan?
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Amt of balloon payment at end of loan?
You need a 25-year, fixed-rate mortgage to buy a new home for $240,000. Your mortgage bank will lend you the money at a 8 percent APR for this 300-month loan. However, you can afford monthly payments of only $850, so you offer to pay off any remaining loan balance at the end of the loan in the form of a single balloon payment. Required: How large will this balloon payment have to be for you to keep your monthly payments at $850?””
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How does knowing your credit score 24/7/365 allow you to drive a BMW and not a Yugo?
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What’s the quickest way to build credit?
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“Chapter 7 bankruptcy candidate?

I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.


Should i get some payday loans?
i know this sounds terrible, but hear me out. i am pretty unfamiliar with payday loans. i am going across the country with a friend this summer, and i will need some cash. i am currently unemployed in northern new england and i have yet to find a job. the situation is quite dire up here, and i’m sure some of you know how it is. anyway… if i can’t find a job when the time comes, i was thinking about getting some type of easy loan (i.e. a payday loan?) as my credit is very poor and i have no source of income. i have seen some online payday loan companies that claim they do no job checks — however im not sure that this is true… i’ll look into it further. my question is such: what legal rights do they have? i know there is a contract and yadda yadda but will the retaliation be anything more than the usual daily harassing phone calls? because i’m used to that already with my college loans and credit card debt, and it really doesnt bother me. so ar am i not in any legal trouble, and i really dont want to end up in court (although i suppose even if i did they wouldnt really be able to squeeze me dry, considering i am a broke ragamuffin). keep in mind after i get these loans i will be travelling to and perhaps staying forever on the other side of the continent. SO! please keep an open mind and give me your opinions. thank you!!!””
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About filing for bankruptcy?
hi there, i have a question guys, is there any possibility to get a free legal help for filing a bankruptcy case? i have a family member who is very broke and needs to get this help, is there any hope? thank you””
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#repost

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#repost

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What is the best mortgage company in New Jersey to refinance with?

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What happens if someone creates more debt while under ch.13 bankruptcy?

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How can i check my credit report for free.?

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Why do the credit score people tell you that getting your credit score is free then charge you every month?

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Bankruptcy used for good?
so my family decided we want to move out of America and go to another country and we wanted to leave for good.we were thinking about filing for bankruptcy after we got like 3 credit card to max debt. i heard there was this thing called chapter 7 bankruptcy and the u.s. government pays for all your debt but they destroy your credit.is there anyway i can go and put about 15 thousand dollars on a credit card with new stuff then file for bankruptcy and keep the stuff or do they take it away. by things i mean clothes and electronics.do i keep the stuff or do they take it?
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Can i file bankruptcy and still open a business?
I have a villa which is going through foreclosure (since Chase Bank wont approve my deed in lieu — but that’s another story)…I’m also trying to open a Professional Organizer business which normally doesn’t require too much money to open. Anyway, I heard that filing for bankrupcy is a good idea when going thru a foreclosure but I was wondering….Can I still open the business? I was going to apply for a government grant instead of a loan. And I already have two bank accounts which one I can use for the business.. Serious comments are accepted..please help. I dont know what I should do.””
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How long does it take for a car loan to appear on your credit report?
My husband and I both need new cars. We have an average credit rating. Will the 1st car purchase (we will have a down pymnt) make it harder for the 2nd car loan (w/ $4000 down & trade in worth $8,000)? Do you need to wait a few months or could we purchase both in the same month?””
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Bad Credit and need a loan for about $7000?
Ok, I need a personal loan for about $7,000 and my credit is in the toilet (489) score. I need to know if anyone knows any reputable companies or banks that would be willing to lend to me. (Please, no payday loans or people who charge to see the companies) and no roaches trying to get my personal info, your to easy to spot anyway. Thanks!””
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How did a third party debt collector get my number?
I am having problems with third party collection agencies. Someone used my maiden name to acquire a cell phone back in 2010. I was married many years before that time. I haven’t used my maiden name since I got married. Also, the address associated with the account has never been my residence. Somehow, the debt collectors got my private home phone number that I only give out to family. I don’t even give it to my close friends. The number is unpublished and private according to my phone carrier. Something else is strange is the home phone number is in my married name and not maiden name. Somehow these people got my number. I am going to have to fight the ID theft now and also how the collectors got hold of my number. I feel like suing AT&T for not checking my credit report for my current information. The thing that disturbs me the most is that I was in an open chapter 13 bankruptcy and I couldn’t get credit during the time it was open. My case is discharged and my credit is in good standing. I pay my bills on time. I am never late with my credit cards, rent, car payment. I feel like laws should be passed for these companies to check the credit files. Check the current name, current address before allowing credit. I had an open auto loan in my name at the time when this account was opened. What steps can I take to remedy the ID theft and for these collectors to stop contacting me? It makes me sad more than mad.””
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Does having an Auto loan hurt or improve your credit score??
well if i got the auto loan and my score was a 696 and just one month later its a 702 and i just sent out my 1st payment today. the only thing im wondering also is if i got the loan kinda tweaked alittle, with my credit score and my hubbys income, so is that gonna be a bad thing cause will they (credit reporters) see that this person dosnet really make this much $$$$$$ she only makes $. you get it????””
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Any site that i can do a reservation without my credit card number?
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“”On a house that is 137,000 what would be the monthly payments be roughly?””
Our credits are 600 and 660. We are 21 and 19 years old. We would apply for the usda loan. Also we would put down about 6,000. The house costs 137,000. Is there a way we could get a loan for that? Also how much a month would it cost?””
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How can one build good credit after bankruptcy and late payments?

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What are some good places to apply for a personal loan?

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Reversing Cash Advance fees?
My mom and I share a bank account and I use the credit card. I had money on my credit card so I transferred $50 to my mom’s checking account. I didn’t know that it was called a cash advance”””” nor did I know that there was a fee. Can I reverse the fee? I already put the $50 back to the card. I bank with Wells Fargo so I’m looking at a $20 charge.””””””
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#repost

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“”My credit score is 630, what auto loan rate should I get?””
In California. I know there are other factors, I’m looking for a general range. Expert, experienced advice desired, I know how to use search engines.””
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#repost

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Credit card same company as auto loan but can’t pay?
What happens if a credit card you can’t afford to pay anymore is through the same company as your auto loan which you are still paying for? Can not paying your credit card effect your auto loan in anyway (other than now your credit stinks) as long as your still paying for your auto loan? examples auto loan rate increases, repo man, etc Thanks””
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How do i get a free credit scor online?

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PLEASE HELP! Question about payday loan!?
My boyfriend forgot that he has to payback his payday loan and he is out of town. He has the funds, but is unable to appear in person. if his mother is willing to go pay it back for him, will she be able to do that, or does HE have to appear to pay back his loan?””
“Chapter 7 bankruptcy candidate?

I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.


Im looking for a loan shark in Denver Co?
Im in a bad emergency financial situation and need fast cash. I have really bad credit and do not qualify for a bank loan or a payday loan.I need about $3,000 by Thursday. Can anyone help me or what resources are available for poor credit.””
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Does anyone know where I can get a quick loan from — I have a very bad credit rating so cant ask my bank?
I really need a loan in a hurry but due to a poor credit rating my bank wont help me — I have tried some of the main loan companies with no luck — does anyone know any companies that may be able to help — Im not worried about the APR, I just really need the cash asap””
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Where can I get an absolutely free credit report from?
I just want a free credit report that wont cost me anything, I dont mind free trials but I dont really plan on paying for one! Thanks””
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Citi Cards Nailing Me with 30% Loan Shark rates. I have never been late or missed a payment. What can I do?
I logged online to pay my card this month and lo and behold, the 8.75 per cent interest rate I’ve had for years now is at 29.99 per cent. (That’s thirty per cent, for practical purposes.) OK, first, a google search shows me that large numbers of other people, with good credit, have the same problem. Second, I see no major media companies covering this in their news.”””” Can a lawyer tell me why it’s legal for them to do this to me and everyone else? Also””
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What happens on a credit report if a co-applicant pays the auto loan bills all the time?
I have no credit score as I started to establish very recently. Because the bank didn’t feel comfortable me being a primary applicant, my friend had to be a primary applicant and I am a co-applicant, even though I will be paying back the loan under my name and the car will be under my name also. Does that mean that everything will be still reported on my credit report?? If you apply as a primary applicant, your credit score will be better compared to the case where you apply as a co-applicant?””
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Is Shoedazzle.com a scam?
So I saw the shoedazzle advertisement and clicked it to check it out. I clicked get started now
“”
Need help with some question about shakespeare in love?
1. where and when does the movie open? 2. what two playhouses are fighting for actors and auditions 3 why does shakespeare want to borrow 50 pounds from henslow 4. who does Will ask to be his muse 5. according to the movie, who helps Will to come up with a real idea for romeo and juliet 6. who seems to be the only play wright anyone knows? 7. what name does Viola go by when she is impersonating a man. 8. How might you describe how Viola and Will fall in love. 9. What challenge does the queen offer? 10.how does christopher Marlow die? 11. Why does Will think he is responsible? 12. why is the rose closed? 13. What kind of play does the queen command from Shakespeare for Twelfth night? 14. What does winning the wager and the 50 pounds mean to will 15. What does the movie show about marriage and love? 10 points to best answer:D or answer the ones you can:)””
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How do i get an online credit report without a credit card?

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How to get a loan quick?
How can i get a payday loan quick?
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#repost

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#repost

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How can I find a loan for bad credit that isn’t a link for a payday loan?

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“”If I have a 715 credit score, why am I getting 10%+ rates on my auto loans?””
EDIT: I have all three scores saying 715. The USAA one is a 2005 car, and the NFCU is a 1997 car. I have a short history, One I got mar 2012, the other July 2012. The mar2012 was my first ever auto loan.””
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What is the best way of getting a 10k loan?
I need to get a 10 k loan but I do not have a ft job, I want to get the 10 k and pay it back in the period of the i year? so how can I get that? thank you in advance””””””
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“”I need a $500 unsecured personal loan, my local bank doesn’t offer it, where is a good place to try next? ?
I was told at my local bank that they used to do unsecured personal loans a long time ago. So can someone tell me a bank that still does unsecured personal loans NATIONWIDE??
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#repost

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Didn’t receive my credit report…?
thank you but i think you misunderstood me.. i didn’t order the report online at equifax.com or anything like that… i did call the number you wrote there… that’s the automated machine i’m talking about.. once you dial the 1–800–465–7166, the automated machines comes and prompts you to order a report over the phone… and i was trying to mention in my question above that I did order it by phone successfully, and it said it would be mailed to me in 3–5 business days… and today is either the 7th or the 8th day and still no report…. so to my feeling if equifax has mailed it which they most definitely did.. then it’s a postal mishap or something.. i’m just confused because i was anxious to see my report and now i’m waiting and i can’t even call the damn bureau to find out from a real person…the machine is like… the only thing that’s operating on that number… what to do??????””
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Does it hurt to have a negative balance on a current credit card?
I’m in the mode of restructuring my credit, and I’m paying my credit card but I overpaid it leaving a negative balance on my card balance. Keep in mind this card is still active and i’m paying it faithfully every month, only difference is that I overpaid it with a negative balance. Would this effect my credit score at all or am I over blowing thing situation?””
“”
“”How much of a home loan can I qualify for? Most affordability”””” calculators online show a low loan amount.””””””
My husband and I live in Southern California and we are planning on getting pre-qualified for a home soon. I want to know what to expect as far as the amount of a home loan we can qualify for. My husband and I’s net income is about $90k per year together. Our credit scores are both between 720 and 735. We have no credit card debt or student loans. Our only monthly debt is our vehicles, which combined is $950 a month. Online affordability calculators show a loan amount around $230 — $250k, which is pretty crappy for homes in southern California. How accurate are these calculators? Could we qualify for more?””
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How do I get a real free credit report without having to use a credit card to get it?
I need to find out what my credit report looks like. But, I have run into several sites where I have to enter my credit card information. My husband found a site where he did NOT have to use any credit card information but we cannot find the link anywhere. Do you know where I can find this site/link?””
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“”Pay day loans, really bad credit?””
I have been ill all week so could not make it into work, I work for an agency so I don’t get paid if I am off sick. I’m looking to get a small loan of around 200 to tide me over next week. However I have a very bad credit rating. I know it’s highly unlikely but is there anyone that would accept me & give me a small loan. I don’t really have anything I can pawn. TIA””
“”
Where can I get a free credit report w/out having to sign up for free trials and such?

“”
I am looking for info about repairing credit?
Is there any books or websites out there that will help me figure out how to repair my credit? I don’t have CC’s I am paying all my bills on time.. I have stuff on there from when I was younger that I would like to get taken care off and raise my credit score.. Any help would be awesome
“”
#repost

“”
Where can i go to find a free credit report?

“Chapter 7 bankruptcy candidate?

I am 23 years old with 22,000 in unsecured debt. I know hard to believe how much I messed up my life. Without going into a long story about how or why, it was mostly gambling. I make 32,000 a year. I guess that makes me a pretty viable candidate for Chapter 7 even based on the new laws. Basically I just need to start over, I got help with my gambling problem, but how can I pay that off making what I do. It’s an unrealistic expectation. Does anyone have any advice, any personal experiences, whatever regarding Chapter 7 bankruptcy under the new laws. I live in Pennsylvania.

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